/* =========================================================
   NORTHBRIDGE DIGITAL MARKETS — MAIN STYLESHEET
   Primary colors: #331c74 (primary) and #000 (black)
   ========================================================= */

/* ---------- THEME VARIABLES ---------- */
:root {
  --primary: #331c74;
  --primary-light: #4b2b9e;
  --primary-dark: #2a1660;
  --primary-soft: #8b6fe8;

  /* Dark theme (default) */
  --bg-body: #000000;
  --bg-surface: #0a0a0a;
  --bg-surface-2: #111111;
  --bg-card: #0d0d0d;
  --bg-elevated: #161616;
  --bg-nav: #000000;
  --bg-hero: #0a0618;
  --text-primary: #ffffff;
  --text-secondary: #b0b0b0;
  --text-muted: #888888;
  --border-color: rgba(255, 255, 255, 0.08);
  --border-strong: rgba(255, 255, 255, 0.15);
  --success: #4caf50;
  --danger: #ef5350;

  --section-alt: #0a0a0a;
  --shadow: 0 12px 30px rgba(0, 0, 0, 0.4);
  --shadow-card: 0 4px 20px rgba(0, 0, 0, 0.3);
  --transition: background-color 0.3s ease, color 0.3s ease, border-color 0.3s ease;
}

/* Light theme */
[data-theme="light"] {
  --bg-body: #ffffff;
  --bg-surface: #ffffff;
  --bg-surface-2: #f8f9fc;
  --bg-card: #ffffff;
  --bg-elevated: #f8f9fc;
  --bg-nav: #ffffff;
  --bg-hero: #f4f2fb;
  --text-primary: #000000;
  --text-secondary: #4a4a4a;
  --text-muted: #6b6b6b;
  --border-color: rgba(51, 28, 116, 0.12);
  --border-strong: rgba(51, 28, 116, 0.25);
  --success: #2e7d32;
  --danger: #c62828;

  --section-alt: #f8f9fc;
  --shadow: 0 12px 30px rgba(0, 0, 0, 0.06);
  --shadow-card: 0 4px 14px rgba(0, 0, 0, 0.04);
}

/* ---------- RESET ---------- */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  background-color: var(--bg-body);
  color: var(--text-primary);
  line-height: 1.65;
  transition: var(--transition);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a { color: inherit; }

/* ---------- UTILITY ---------- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 30px; border-radius: 6px; font-weight: 600; font-size: 0.95rem;
  text-decoration: none; transition: all 0.2s ease; cursor: pointer; border: none;
  letter-spacing: 0.2px; white-space: nowrap; font-family: inherit;
}

.btn-primary { background-color: var(--primary); color: #ffffff; }
.btn-primary:hover { background-color: var(--primary-dark); transform: translateY(-2px); box-shadow: 0 8px 20px rgba(51, 28, 116, 0.4); }

.btn-outline { background-color: transparent; border: 1.5px solid var(--primary); color: var(--primary); }
[data-theme="dark"] .btn-outline { color: #ffffff; border-color: var(--primary-light); }
.btn-outline:hover { background-color: var(--primary); color: #ffffff; transform: translateY(-2px); }

.eyebrow {
  display: inline-block;
  font-size: 0.78rem; font-weight: 700; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--primary);
  margin-bottom: 14px; transition: var(--transition);
}
[data-theme="dark"] .eyebrow { color: var(--primary-soft); }

.section-title {
  font-size: 2.1rem; font-weight: 700; letter-spacing: -0.02em;
  color: var(--text-primary); margin-bottom: 18px; line-height: 1.25;
  transition: var(--transition);
}

.section-sub {
  font-size: 1.08rem; color: var(--text-secondary);
  max-width: 720px; margin-bottom: 44px; transition: var(--transition);
}

/* ---------- THEME TOGGLE ---------- */
.theme-toggle {
  background: var(--bg-elevated); border: 1.5px solid var(--border-color);
  color: var(--text-primary); width: 42px; height: 42px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center; cursor: pointer;
  font-size: 1.1rem; transition: all 0.25s ease; flex-shrink: 0;
}
.theme-toggle:hover { border-color: var(--primary); background: var(--primary); color: #fff; transform: rotate(15deg); }
.theme-toggle .fa-sun { display: none; }
.theme-toggle .fa-moon { display: block; }
[data-theme="light"] .theme-toggle .fa-sun { display: block; }
[data-theme="light"] .theme-toggle .fa-moon { display: none; }

/* ---------- HEADER / NAV ---------- */
.navbar {
  padding: 16px 0; border-bottom: 1px solid var(--border-color);
  background: var(--bg-nav); position: sticky; top: 0; z-index: 1000;
  transition: var(--transition); backdrop-filter: blur(12px);
}

.nav-container { display: flex; align-items: center; justify-content: space-between; gap: 20px; }

.logo {
  font-weight: 800; font-size: 1.4rem; letter-spacing: -0.03em;
  color: var(--primary); text-decoration: none; display: flex;
  align-items: center; gap: 6px; flex-shrink: 0;
}
[data-theme="dark"] .logo { color: var(--primary-soft); }
.logo span { color: var(--text-primary); font-weight: 700; transition: var(--transition); }

.nav-links { display: flex; gap: 30px; align-items: center; list-style: none; }
.nav-links a { text-decoration: none; color: var(--text-primary); font-weight: 500; font-size: 0.93rem; transition: color 0.2s; }
.nav-links a:hover { color: var(--primary); }
[data-theme="dark"] .nav-links a:hover { color: var(--primary-soft); }
.nav-links a.active { color: var(--primary); }
[data-theme="dark"] .nav-links a.active { color: var(--primary-soft); }

.nav-actions { display: flex; gap: 12px; align-items: center; }

.hamburger {
  display: none; background: transparent; border: none; color: var(--text-primary);
  font-size: 1.5rem; cursor: pointer; padding: 8px; border-radius: 8px; transition: var(--transition);
}
.hamburger:hover { background: var(--bg-elevated); }

/* Mobile menu */
.mobile-menu {
  display: none; position: fixed; top: 73px; left: 0; right: 0; bottom: 0;
  background: var(--bg-body); z-index: 999; padding: 30px 24px; overflow-y: auto;
  transition: var(--transition); border-top: 1px solid var(--border-color);
}
.mobile-menu.open { display: block; animation: slideDown 0.25s ease; }
@keyframes slideDown { from { opacity: 0; transform: translateY(-10px); } to { opacity: 1; transform: translateY(0); } }
.mobile-menu ul { list-style: none; margin-bottom: 30px; }
.mobile-menu ul li { margin-bottom: 4px; }
.mobile-menu ul a {
  display: block; padding: 16px 18px; text-decoration: none; color: var(--text-primary);
  font-weight: 600; font-size: 1.05rem; border-radius: 12px; transition: all 0.2s;
  border: 1px solid transparent;
}
.mobile-menu ul a:hover { background: var(--bg-elevated); border-color: var(--border-color); color: var(--primary); }
[data-theme="dark"] .mobile-menu ul a:hover { color: var(--primary-soft); }
.mobile-menu-actions { display: flex; flex-direction: column; gap: 12px; }
.mobile-menu-actions .btn { width: 100%; padding: 14px 24px; }

/* ---------- HERO ---------- */
.hero {
  padding: 90px 0 100px; background: var(--bg-hero);
  transition: var(--transition); position: relative; overflow: hidden;
}
.hero::after {
  content: ""; position: absolute; right: -160px; top: -160px; width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(51,28,116,0.35) 0%, rgba(51,28,116,0) 70%);
  border-radius: 50%; pointer-events: none;
}
[data-theme="light"] .hero::after { background: radial-gradient(circle, rgba(51,28,116,0.12) 0%, rgba(51,28,116,0) 70%); }

.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 70px; align-items: center; position: relative; z-index: 2; }

.hero h1 {
  font-size: 3.1rem; font-weight: 800; line-height: 1.14;
  letter-spacing: -0.035em; color: var(--text-primary); margin-bottom: 24px;
  transition: var(--transition);
}
.hero h1 .highlight {
  background: linear-gradient(145deg, #331c74 0%, #4b2b9e 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
[data-theme="dark"] .hero h1 .highlight {
  background: linear-gradient(145deg, #8b6fe8 0%, #b8a4f0 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}

.hero p.lead {
  font-size: 1.18rem; color: var(--text-secondary); margin-bottom: 36px;
  max-width: 540px; transition: var(--transition);
}

.hero-buttons { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-panel {
  background: var(--bg-card); border: 1px solid var(--border-color);
  border-radius: 20px; padding: 32px 28px; box-shadow: var(--shadow);
  transition: var(--transition);
}
.hero-panel h3 {
  font-size: 1.05rem; font-weight: 700; letter-spacing: 0.02em;
  text-transform: uppercase; color: var(--text-muted); margin-bottom: 24px;
  transition: var(--transition);
}
.hero-panel .stat-item {
  display: flex; justify-content: space-between; align-items: center; gap: 14px;
  padding: 15px 0; border-bottom: 1px solid var(--border-color);
}
.hero-panel .stat-item:last-of-type { border-bottom: none; }
.hero-panel .stat-label { font-size: 0.92rem; color: var(--text-secondary); transition: var(--transition); }
.hero-panel .stat-value { font-weight: 700; font-size: 1.12rem; color: var(--text-primary); transition: var(--transition); }
.hero-panel .stat-value.positive { color: var(--success); }
.hero-panel .panel-footer {
  display: flex; justify-content: space-between; font-size: 0.82rem;
  color: var(--text-muted); margin-top: 22px; padding-top: 18px;
  border-top: 1px solid var(--border-color); flex-wrap: wrap; gap: 8px;
  transition: var(--transition);
}

/* ---------- PILLARS ---------- */
.pillars { padding: 80px 0; background: var(--bg-body); transition: var(--transition); }

.pillar {
  display: grid; grid-template-columns: 1fr 1fr; gap: 70px;
  align-items: center; padding: 60px 0; border-bottom: 1px solid var(--border-color);
  transition: var(--transition);
}
.pillar:last-child { border-bottom: none; }
.pillar.reverse .pillar-text { order: 2; }
.pillar.reverse .pillar-visual { order: 1; }

.pillar-text .eyebrow { margin-bottom: 12px; }
.pillar-text h2 {
  font-size: 1.9rem; font-weight: 700; letter-spacing: -0.02em;
  line-height: 1.25; margin-bottom: 20px; color: var(--text-primary);
  transition: var(--transition);
}
.pillar-text p {
  font-size: 1.05rem; color: var(--text-secondary); margin-bottom: 28px;
  max-width: 540px; transition: var(--transition);
}

.pillar-link {
  font-weight: 600; text-decoration: none; color: var(--primary);
  display: inline-flex; align-items: center; gap: 8px; font-size: 0.98rem;
  transition: gap 0.2s, color 0.2s; cursor: pointer; background: none; border: none;
  padding: 0; font-family: inherit;
}
[data-theme="dark"] .pillar-link { color: var(--primary-soft); }
.pillar-link i { font-size: 0.85rem; transition: transform 0.2s; }
.pillar-link:hover i { transform: translateX(5px); }

.pillar-visual {
  border-radius: 20px; padding: 40px 36px; min-height: 320px;
  display: flex; flex-direction: column; justify-content: center;
  background: linear-gradient(145deg, #331c74 0%, #1a0e3a 100%);
  color: #ffffff; box-shadow: var(--shadow);
  transition: var(--transition); position: relative; overflow: hidden;
}
.pillar-visual::after {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(255,255,255,0.12), transparent 60%);
  pointer-events: none;
}
.pillar-visual.alt {
  background: var(--bg-surface-2); color: var(--text-primary);
  border: 1px solid var(--border-color); box-shadow: var(--shadow-card);
}
.pillar-visual.alt::after { display: none; }

.pillar-visual h4 {
  font-size: 1.35rem; font-weight: 700; margin-bottom: 20px;
  letter-spacing: -0.01em; position: relative; z-index: 2;
}
.pillar-visual ul { list-style: none; position: relative; z-index: 2; }
.pillar-visual ul li {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 0.98rem; margin-bottom: 14px; line-height: 1.5;
}
.pillar-visual ul li i {
  margin-top: 4px; font-size: 0.95rem;
  color: #b8a4f0; flex-shrink: 0;
}
.pillar-visual.alt ul li i { color: var(--primary); }
[data-theme="dark"] .pillar-visual.alt ul li i { color: var(--primary-soft); }

/* ---------- SERVICES ---------- */
.services { padding: 90px 0; background: var(--section-alt); transition: var(--transition); }
.services-head { max-width: 760px; margin-bottom: 50px; }
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }

.service-card {
  background: var(--bg-card); border: 1px solid var(--border-color);
  border-radius: 16px; padding: 34px 32px; transition: all 0.25s;
}
.service-card:hover {
  border-color: var(--primary); box-shadow: var(--shadow-card);
  transform: translateY(-5px);
}
.service-card .service-icon {
  font-size: 1.7rem; color: var(--primary); margin-bottom: 20px;
  transition: var(--transition);
}
[data-theme="dark"] .service-card .service-icon { color: var(--primary-soft); }
.service-card h3 {
  font-size: 1.25rem; font-weight: 700; margin-bottom: 12px;
  color: var(--text-primary); transition: var(--transition);
}
.service-card p {
  font-size: 0.98rem; color: var(--text-secondary); transition: var(--transition);
}

/* ---------- STATS BAND ---------- */
.stats-band {
  padding: 70px 0; background: var(--primary); color: #ffffff;
  transition: var(--transition);
}
[data-theme="dark"] .stats-band {
  background: linear-gradient(120deg, #331c74 0%, #1a0e3a 100%);
}
.stats-band .stats-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px;
  text-align: center; margin-bottom: 44px;
}
.stats-band .big-number {
  font-size: 3.4rem; font-weight: 800; letter-spacing: -0.04em;
  line-height: 1; margin-bottom: 12px;
}
.stats-band .stat-desc {
  font-size: 0.98rem; opacity: 0.9; max-width: 260px; margin: 0 auto;
}
.stats-band .band-note {
  text-align: center; font-size: 1.02rem; opacity: 0.95;
  max-width: 760px; margin: 0 auto; border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: 34px; line-height: 1.7;
}

/* ---------- MARKET SECTION ---------- */
.market-section { padding: 80px 0; background: var(--bg-body); transition: var(--transition); }

.market-header {
  display: flex; justify-content: space-between; align-items: flex-start;
  flex-wrap: wrap; gap: 20px; margin-bottom: 40px;
}
.market-tabs { display: flex; gap: 10px; flex-wrap: wrap; }
.market-tab {
  padding: 8px 20px; border-radius: 40px; font-weight: 600; font-size: 0.82rem;
  background: var(--bg-elevated); color: var(--text-primary);
  border: 1.5px solid var(--border-color); cursor: pointer; transition: var(--transition);
  font-family: inherit;
}
.market-tab.active { background: var(--primary); color: #ffffff; border-color: var(--primary); }

.market-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

.market-card {
  background: var(--bg-card); border-radius: 16px; padding: 22px 20px;
  border: 1px solid var(--border-color); transition: all 0.2s;
}
.market-card:hover { border-color: var(--primary); box-shadow: var(--shadow-card); transform: translateY(-3px); }
.market-card.hidden { display: none; }
.pair {
  font-weight: 700; font-size: 1.05rem; color: var(--text-primary);
  margin-bottom: 10px; display: flex; justify-content: space-between;
  align-items: center; gap: 8px; transition: var(--transition);
}
.pair i { color: var(--primary); font-size: 1.05rem; transition: var(--transition); }
[data-theme="dark"] .pair i { color: var(--primary-soft); }
.price { font-size: 1.4rem; font-weight: 800; letter-spacing: -0.02em; color: var(--text-primary); margin-bottom: 6px; transition: var(--transition); }
.change { font-size: 0.88rem; font-weight: 600; color: var(--success); transition: var(--transition); }
.change.negative { color: var(--danger); }

/* ---------- INSIGHTS ---------- */
.insights { padding: 90px 0; background: var(--section-alt); transition: var(--transition); }
.insights-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 20px; flex-wrap: wrap; margin-bottom: 46px; }

.insights-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }

.post-card {
  background: var(--bg-card); border: 1px solid var(--border-color);
  border-radius: 16px; padding: 32px 28px; transition: all 0.25s;
  display: flex; flex-direction: column;
}
.post-card:hover {
  border-color: var(--primary); box-shadow: var(--shadow-card); transform: translateY(-5px);
}
.post-tag {
  display: inline-block; align-self: flex-start; font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--primary);
  background: rgba(51, 28, 116, 0.1); padding: 5px 12px; border-radius: 40px;
  margin-bottom: 18px; transition: var(--transition);
}
[data-theme="dark"] .post-tag { color: var(--primary-soft); background: rgba(139, 111, 232, 0.14); }
.post-card h3 {
  font-size: 1.18rem; font-weight: 700; line-height: 1.4;
  margin-bottom: 14px; color: var(--text-primary); transition: var(--transition);
}
.post-card p {
  font-size: 0.95rem; color: var(--text-secondary); margin-bottom: 22px;
  flex-grow: 1; transition: var(--transition);
}
.post-link {
  font-weight: 600; text-decoration: none; color: var(--primary);
  display: inline-flex; align-items: center; gap: 8px; font-size: 0.93rem;
  transition: gap 0.2s, color 0.2s; cursor: pointer; background: none; border: none;
  padding: 0; font-family: inherit;
}
[data-theme="dark"] .post-link { color: var(--primary-soft); }
.post-link i { font-size: 0.8rem; transition: transform 0.2s; }
.post-link:hover i { transform: translateX(5px); }

/* ---------- CTA BAND ---------- */
.cta-band {
  padding: 80px 0; background: var(--bg-body);
  transition: var(--transition);
}
.cta-inner {
  background: var(--bg-surface-2); border: 1px solid var(--border-color);
  border-radius: 24px; padding: 60px 48px; display: flex;
  justify-content: space-between; align-items: center; gap: 40px; flex-wrap: wrap;
  transition: var(--transition);
}
.cta-inner h2 {
  font-size: 1.9rem; font-weight: 700; letter-spacing: -0.02em;
  margin-bottom: 12px; color: var(--text-primary); transition: var(--transition);
}
.cta-inner p { color: var(--text-secondary); max-width: 520px; transition: var(--transition); }
.cta-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- FOOTER ---------- */
.footer {
  background: var(--bg-surface); color: var(--text-primary);
  padding: 64px 0 30px; border-top: 1px solid var(--border-color);
  transition: var(--transition);
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 50px; margin-bottom: 50px;
}
.footer-brand h4 {
  font-size: 1.35rem; font-weight: 800; margin-bottom: 18px;
  color: var(--text-primary); transition: var(--transition);
}
.footer-brand h4 span { color: var(--primary); }
[data-theme="dark"] .footer-brand h4 span { color: var(--primary-soft); }
.footer h4 {
  color: var(--text-primary); font-size: 1.05rem; margin-bottom: 20px;
  font-weight: 600; letter-spacing: -0.01em; transition: var(--transition);
}
.footer p { color: var(--text-secondary); font-size: 0.94rem; line-height: 1.7; max-width: 320px; transition: var(--transition); }
.footer ul { list-style: none; }
.footer ul li { margin-bottom: 13px; }
.footer ul a { color: var(--text-secondary); text-decoration: none; font-size: 0.94rem; transition: color 0.2s; cursor: pointer; }
.footer ul a:hover { color: var(--primary); }
[data-theme="dark"] .footer ul a:hover { color: var(--primary-soft); }
.footer-bottom {
  border-top: 1px solid var(--border-color); padding-top: 28px;
  display: flex; justify-content: space-between; align-items: center;
  color: var(--text-muted); font-size: 0.88rem; flex-wrap: wrap;
  gap: 12px; transition: var(--transition);
}
.footer-bottom i { color: var(--primary); }
[data-theme="dark"] .footer-bottom i { color: var(--primary-soft); }

/* ---------- PAGE HERO (interior pages) ---------- */
.page-hero {
  padding: 70px 0 60px;
  background: var(--bg-hero);
  border-bottom: 1px solid var(--border-color);
  transition: var(--transition);
}
.page-hero h1 {
  font-size: 2.6rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: 16px;
  color: var(--text-primary);
  line-height: 1.2;
}
.page-hero p {
  font-size: 1.12rem;
  color: var(--text-secondary);
  max-width: 720px;
  transition: var(--transition);
}
.breadcrumbs {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 18px;
  transition: var(--transition);
}
.breadcrumbs a { color: var(--text-secondary); text-decoration: none; }
.breadcrumbs a:hover { color: var(--primary); }
[data-theme="dark"] .breadcrumbs a:hover { color: var(--primary-soft); }

/* ---------- CONTENT SECTION ---------- */
.content-section {
  padding: 80px 0;
  background: var(--bg-body);
  transition: var(--transition);
}
.content-section.alt { background: var(--section-alt); }

/* ---------- FORM STYLES ---------- */
.form-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: 20px;
  padding: 48px 42px;
  max-width: 520px;
  margin: 0 auto;
  box-shadow: var(--shadow);
  transition: var(--transition);
}
.form-card.wide { max-width: 720px; }
.form-card h2 {
  font-size: 1.7rem;
  font-weight: 700;
  margin-bottom: 10px;
  letter-spacing: -0.02em;
  color: var(--text-primary);
}
.form-card .form-sub {
  color: var(--text-secondary);
  font-size: 0.98rem;
  margin-bottom: 30px;
}
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text-primary);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border-radius: 8px;
  border: 1.5px solid var(--border-color);
  background: var(--bg-elevated);
  color: var(--text-primary);
  font-size: 0.95rem;
  font-family: inherit;
  transition: border-color 0.2s;
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary);
}
[data-theme="dark"] .form-group input:focus,
[data-theme="dark"] .form-group select:focus,
[data-theme="dark"] .form-group textarea:focus {
  border-color: var(--primary-soft);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.form-note {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 22px;
  text-align: center;
}
.form-note a { color: var(--primary); text-decoration: none; font-weight: 600; }
[data-theme="dark"] .form-note a { color: var(--primary-soft); }

/* ---------- FAQ / ACCORDION ---------- */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: var(--transition);
}
.faq-question {
  width: 100%;
  text-align: left;
  padding: 20px 24px;
  background: none;
  border: none;
  color: var(--text-primary);
  font-size: 1.02rem;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-family: inherit;
}
.faq-question:hover { background: var(--bg-elevated); }
.faq-question i { transition: transform 0.25s; color: var(--primary); }
[data-theme="dark"] .faq-question i { color: var(--primary-soft); }
.faq-item.open .faq-question i { transform: rotate(180deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  color: var(--text-secondary);
  font-size: 0.96rem;
  line-height: 1.65;
}
.faq-item.open .faq-answer { max-height: 400px; }
.faq-answer-inner { padding: 0 24px 22px; }

/* ---------- PROSE (legal / privacy / about / fees) ---------- */
.prose {
  max-width: 780px;
  margin: 0 auto;
  color: var(--text-secondary);
  font-size: 1rem;
  line-height: 1.8;
}
.prose h2 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--text-primary);
  margin: 40px 0 14px;
  letter-spacing: -0.02em;
}
.prose h3 {
  font-size: 1.18rem;
  font-weight: 700;
  color: var(--text-primary);
  margin: 28px 0 10px;
}
.prose p { margin-bottom: 16px; }
.prose ul { margin: 12px 0 20px 22px; }
.prose li { margin-bottom: 8px; }
.prose a { color: var(--primary); text-decoration: none; font-weight: 600; }
[data-theme="dark"] .prose a { color: var(--primary-soft); }
.prose .updated {
  font-size: 0.88rem;
  color: var(--text-muted);
  font-style: italic;
  margin-bottom: 30px;
}

/* ---------- TOAST ---------- */
.toast {
  position: fixed; bottom: 30px; left: 50%; transform: translateX(-50%) translateY(120px);
  background: var(--primary); color: #fff; padding: 14px 28px;
  border-radius: 50px; font-weight: 600; font-size: 0.92rem;
  box-shadow: 0 12px 30px rgba(51,28,116,0.5); z-index: 3000;
  transition: transform 0.3s ease; display: flex; align-items: center; gap: 10px;
  max-width: 90vw; text-align: center;
}
.toast.show { transform: translateX(-50%) translateY(0); }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .pillar { grid-template-columns: 1fr; gap: 40px; padding: 50px 0; }
  .pillar.reverse .pillar-text { order: 1; }
  .pillar.reverse .pillar-visual { order: 2; }
  .services-grid { grid-template-columns: 1fr; }
  .market-grid { grid-template-columns: repeat(2, 1fr); }
  .insights-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .stats-band .stats-grid { gap: 30px; }
}

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .nav-actions .btn-outline { display: none; }
  .nav-actions .btn-primary { display: none; }
}

@media (max-width: 768px) {
  .container { padding: 0 20px; }
  .hero { padding: 60px 0 70px; }
  .hero h1 { font-size: 2.15rem; }
  .hero p.lead { font-size: 1.05rem; }
  .section-title { font-size: 1.7rem; }
  .pillar-text h2 { font-size: 1.55rem; }
  .services { padding: 70px 0; }
  .pillars { padding: 60px 0; }
  .market-grid { grid-template-columns: 1fr; }
  .insights-grid { grid-template-columns: 1fr; }
  .stats-band .stats-grid { grid-template-columns: 1fr; gap: 36px; }
  .stats-band .big-number { font-size: 2.7rem; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  .cta-inner { padding: 40px 28px; }
  .cta-inner h2 { font-size: 1.55rem; }
  .pillar-visual { padding: 32px 26px; min-height: auto; }
  .market-header { flex-direction: column; align-items: stretch; }
  .insights-head { flex-direction: column; align-items: flex-start; }
  .page-hero h1 { font-size: 1.9rem; }
  .form-card { padding: 32px 24px; }
}

@media (max-width: 600px) {
  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .logo { font-size: 1.12rem; }
  .hero h1 { font-size: 1.85rem; }
  .hero-panel { padding: 26px 20px; }
  .theme-toggle { width: 38px; height: 38px; font-size: 1rem; }
  .btn { padding: 11px 22px; font-size: 0.9rem; }
  .mobile-menu { top: 65px; }
  .stats-band { padding: 56px 0; }
}